I took a big financial hit today. My 2003 Dodge Caravan—which, in fairness, has been a pretty solid vehicle since I acquired it from my in-laws in 2013—developed a major coolant system leak. And, of course, most of the damage was tucked far behind the engine, so most of the repair cost was the labor required to move good stuff out of the way to access the bad stuff. But there was no question about fixing the vehicle. It had to be done, and it had to be done immediately. Fortunately, I had enough cash reserves to pay for the work; I don’t need any new credit card debt. But my bank account won’t recover fully until August … assuming there are no more surprises.
I rely on the Caravan for my daily commute and to take me to bicycle races. (It doesn’t get great gas mileage, so it’s better at the latter than the former.) Draining my cash reserves to cover this big repair bill could affect my cycling plans. I had been considering a new cyclocross bike for the upcoming season, but that purchase is doubtful now. And some tempting summertime events might remain nothing more than temptations. I need to ensure that I can pay for my cyclocross season. If there’s money for anything else, then that will be a bonus.
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